Adam Cogswell is a likable guy whose meager paycheck often makes him "financially challenged." It doesn't matter to Adam's family and friends who like him for who he is - a caring and generous person - but it's a thorn in Adam's side. Then he meets an eccentric billionaire, Mr. Pierpont, who makes him the bet of his life: if Adam can start with a dollar and keep doubling it until he reaches a million dollars, Pierpont will match whatever Adam has accumulated! What follows is a hectic and hilarious pursuit by Adam to win the bet while his friends try to show him what he is giving up.